Travel Insurance

Travel Insurance

You don’t have to worry about medical expenses incurred as a result of an accident or illness, trip cancellations, flight delays, lost baggage because we cover all this and more.

Most travellers spend a lot of their time and effort planning for the perfect vacations. But, they often overlook the importance of getting a good travel insurance policy.  Travellers are more exposed to illnesses and accidents when they are going to a new land, and there is no certain method to prevent unfortunate incidents from taking place.

Advantages of overseas and domestic travel insurance protection

Travel insurance provides various advantages for travellers.  While travel insurance can not help individuals avoid bad luck during their journey, they offer comfort in the form of money-related payments, which can be very useful in certain situations. 

Most travel insurance companies offer travel assistance and 24-hour emergency services to help their customers deal with unfavourable situations during their vacations.  There are more advantages of overseas and domestic travel insurance protection plan as stated below.

Medical Expenses

Firstly, it offers financial recovery for medical expenses derived from accidents and illnesses. Medical treatments are very expensive in some countries, and those with severe injuries may have to pay tens of thousands of dollars.

With travel medical insurance, travelers can get a refund for the amount of money they spend on medical treatment. Travel insurance also covers medical transfers, which means that travelers do not have to pay medical emergency transportation expenses with their own money.

Trip Cancellation

Second,  it protects against trip cancellation and interruption. When an emergency arises before or during a vacation, travellers may have to cancel or cut short their trips. Since they have already paid for their vacations, they will stand to lose a substantial amount of money.

Travel insurance ensures that they will get compensation for losses that result from trip cancellation or interruption. Additionally, those who have a travel policy will get coverage for lost baggage or personal belongings.

Natural Disasters

We will pay for travel inconveniences related expenses against natural disasters such as earthquakes, floods and volcano eruptions, occurring in the country of travel.y.

Travel inconvenience

We provide you coverage for travel inconveniences such as travel delays, loss or damage to your personal belongings, including your checked-in baggage.

Other Coverage Available

Other types of coverage that are available to travel insurance buyers include travel delay, tour operator default, personal liability, accidental death, legal expenses, repatriation, emergency reunion, dental expenses, and others.  A travel insurance policy does not only ensure that you will get coverage for unforeseen losses; it also allows you to avail of some services that can be invaluable during times of emergency.

What we do not cover

The information above is just a summary of this product.  For more information on the precise terms, exclusions and conditions, you may send in your enquiry straight to us.

Any existing medical positions or those which occurred before the policy.

Any treatment related to pregnancy.

Travels against the medical recommendation, or to obtain treatment.

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Medical, Life and Group Insurance 

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