{"id":3803,"date":"2022-05-18T16:24:05","date_gmt":"2022-05-18T08:24:05","guid":{"rendered":"https:\/\/lifestages.com.my\/?page_id=3803"},"modified":"2022-05-18T16:45:30","modified_gmt":"2022-05-18T08:45:30","slug":"all-risks-insurance-coverage-and-plans-in-malaysia","status":"publish","type":"page","link":"https:\/\/lifestages.com.my\/zh\/all-risks-insurance-coverage-and-plans-in-malaysia\/","title":{"rendered":"All Risks Insurance Coverage and Plans in Malaysia"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"3803\" class=\"elementor elementor-3803\">\n\t\t\t\t\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-33a79095 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"33a79095\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-b7194dc\" data-id=\"b7194dc\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-3706530d\" data-id=\"3706530d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-537de1f animated-slow elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"537de1f\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.6.4 - 13-04-2022 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h1 class=\"elementor-heading-title elementor-size-default\">All Risks Insurance Coverage and Plans in Malaysia<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-4788e5dc\" data-id=\"4788e5dc\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-d7c8def elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d7c8def\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-854bc2f\" data-id=\"854bc2f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-baca271 elementor-widget elementor-widget-heading\" data-id=\"baca271\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">All Risks Insurance<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-44ba518 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"44ba518\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.6.4 - 13-04-2022 *\/\n.elementor-widget-divider{--divider-border-style:none;--divider-border-width:1px;--divider-color:#2c2c2c;--divider-icon-size:20px;--divider-element-spacing:10px;--divider-pattern-height:24px;--divider-pattern-size:20px;--divider-pattern-url:none;--divider-pattern-repeat:repeat-x}.elementor-widget-divider .elementor-divider{display:-webkit-box;display:-ms-flexbox;display:flex}.elementor-widget-divider .elementor-divider__text{font-size:15px;line-height:1;max-width:95%}.elementor-widget-divider .elementor-divider__element{margin:0 var(--divider-element-spacing);-ms-flex-negative:0;flex-shrink:0}.elementor-widget-divider .elementor-icon{font-size:var(--divider-icon-size)}.elementor-widget-divider .elementor-divider-separator{display:-webkit-box;display:-ms-flexbox;display:flex;margin:0;direction:ltr}.elementor-widget-divider--view-line_icon .elementor-divider-separator,.elementor-widget-divider--view-line_text .elementor-divider-separator{-webkit-box-align:center;-ms-flex-align:center;align-items:center}.elementor-widget-divider--view-line_icon .elementor-divider-separator:after,.elementor-widget-divider--view-line_icon .elementor-divider-separator:before,.elementor-widget-divider--view-line_text .elementor-divider-separator:after,.elementor-widget-divider--view-line_text .elementor-divider-separator:before{display:block;content:\"\";border-bottom:0;-webkit-box-flex:1;-ms-flex-positive:1;flex-grow:1;border-top:var(--divider-border-width) var(--divider-border-style) var(--divider-color)}.elementor-widget-divider--element-align-left .elementor-divider .elementor-divider-separator>.elementor-divider__svg:first-of-type{-webkit-box-flex:0;-ms-flex-positive:0;flex-grow:0;-ms-flex-negative:100;flex-shrink:100}.elementor-widget-divider--element-align-left .elementor-divider-separator:before{content:none}.elementor-widget-divider--element-align-left .elementor-divider__element{margin-left:0}.elementor-widget-divider--element-align-right .elementor-divider .elementor-divider-separator>.elementor-divider__svg:last-of-type{-webkit-box-flex:0;-ms-flex-positive:0;flex-grow:0;-ms-flex-negative:100;flex-shrink:100}.elementor-widget-divider--element-align-right .elementor-divider-separator:after{content:none}.elementor-widget-divider--element-align-right .elementor-divider__element{margin-right:0}.elementor-widget-divider:not(.elementor-widget-divider--view-line_text):not(.elementor-widget-divider--view-line_icon) .elementor-divider-separator{border-top:var(--divider-border-width) var(--divider-border-style) var(--divider-color)}.elementor-widget-divider--separator-type-pattern{--divider-border-style:none}.elementor-widget-divider--separator-type-pattern.elementor-widget-divider--view-line .elementor-divider-separator,.elementor-widget-divider--separator-type-pattern:not(.elementor-widget-divider--view-line) .elementor-divider-separator:after,.elementor-widget-divider--separator-type-pattern:not(.elementor-widget-divider--view-line) .elementor-divider-separator:before,.elementor-widget-divider--separator-type-pattern:not([class*=elementor-widget-divider--view]) .elementor-divider-separator{width:100%;min-height:var(--divider-pattern-height);-webkit-mask-size:var(--divider-pattern-size) 100%;mask-size:var(--divider-pattern-size) 100%;-webkit-mask-repeat:var(--divider-pattern-repeat);mask-repeat:var(--divider-pattern-repeat);background-color:var(--divider-color);-webkit-mask-image:var(--divider-pattern-url);mask-image:var(--divider-pattern-url)}.elementor-widget-divider--no-spacing{--divider-pattern-size:auto}.elementor-widget-divider--bg-round{--divider-pattern-repeat:round}.rtl .elementor-widget-divider .elementor-divider__text{direction:rtl}<\/style>\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-74175f9 elementor-widget elementor-widget-text-editor\" data-id=\"74175f9\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.6.4 - 13-04-2022 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#818a91;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#818a91;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>In Malaysia, All Risks Insurance is used and applied in reference to\u00a0<strong>business operations assets<\/strong>. This is different from\u00a0<strong>project work and assets coverage<\/strong>.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-0886d4e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0886d4e\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-bed55c8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"bed55c8\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5800795\" data-id=\"5800795\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-aece029 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"aece029\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-961df6c\" data-id=\"961df6c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bbfd272 elementor-widget elementor-widget-heading\" data-id=\"bbfd272\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">All Risks Insurance Coverage<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9228664 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"9228664\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-26a5b41 elementor-widget elementor-widget-text-editor\" data-id=\"26a5b41\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>All Risks coverage plans covers damages to items and damages caused by specific perils faced by businesses and investors.<\/p><p>All Risks coverage plans are comprehensive coverage plans to cover losses or damages to\u00a0<strong>business operations<\/strong>\u00a0caused by fire, lightning, explosions, theft and accidental damages.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3a715e7 elementor-widget elementor-widget-text-editor\" data-id=\"3a715e7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><a href=\"https:\/\/lifestages.com.my\/zh\/fire-insurance-for-houses-homes-and-property-in-malaysia\/\">Fire Insurance plans<\/a>\u00a0will cover risks to\u00a0<strong>commercial and residential properties and related content,\u00a0<\/strong>caused by fire, lightning and explosions.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-5a10a67 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5a10a67\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3ad9ac2\" data-id=\"3ad9ac2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2c3f669 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"2c3f669\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">All Risks Coverage vs Fire Coverage<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d9b8459 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"d9b8459\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7f16351 elementor-widget elementor-widget-text-editor\" data-id=\"7f16351\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>The table below show the differences in materials and items coverage by these two insurance policies. Items not covered here, can be covered by other types of insurance policies as listed in the enquiry form below.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1cd6d86 elementor-widget elementor-widget-text-editor\" data-id=\"1cd6d86\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h3 id=\"h-comparison-of-items-covered-by-all-risks-and-fire-policies\">Comparison of Items Covered by All Risks and Fire Policies<\/h3>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-83f6678 elementor-widget elementor-widget-image\" data-id=\"83f6678\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.6.4 - 13-04-2022 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t\t\t\t<img width=\"1024\" height=\"683\" src=\"https:\/\/lifestages.com.my\/wp-content\/uploads\/2022\/05\/becca-tapert-tam80nXFvL4-unsplash-1024x683.jpg\" class=\"attachment-large size-large\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/lifestages.com.my\/wp-content\/uploads\/2022\/05\/becca-tapert-tam80nXFvL4-unsplash-1024x683.jpg 1024w, https:\/\/lifestages.com.my\/wp-content\/uploads\/2022\/05\/becca-tapert-tam80nXFvL4-unsplash-300x200.jpg 300w, https:\/\/lifestages.com.my\/wp-content\/uploads\/2022\/05\/becca-tapert-tam80nXFvL4-unsplash-768x512.jpg 768w, https:\/\/lifestages.com.my\/wp-content\/uploads\/2022\/05\/becca-tapert-tam80nXFvL4-unsplash-1536x1024.jpg 1536w, https:\/\/lifestages.com.my\/wp-content\/uploads\/2022\/05\/becca-tapert-tam80nXFvL4-unsplash-2048x1365.jpg 2048w, https:\/\/lifestages.com.my\/wp-content\/uploads\/2022\/05\/becca-tapert-tam80nXFvL4-unsplash-18x12.jpg 18w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-597d3e5 elementor-widget elementor-widget-text-editor\" data-id=\"597d3e5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td><\/td><td><strong>Items Covered<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>All Risks Insurance<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>Fire Insurance<\/strong><\/td><\/tr><tr><td><\/td><td>Office Equipment, Furniture, Fixtures and Fittings<\/td><td class=\"has-text-align-center\" data-align=\"center\">Covered<\/td><td class=\"has-text-align-center\" data-align=\"center\">Covered<\/td><\/tr><tr><td><\/td><td>Equipment, Plant and Machinery under Leasing<\/td><td class=\"has-text-align-center\" data-align=\"center\">Covered<\/td><td class=\"has-text-align-center\" data-align=\"center\"><span class=\"has-inline-color has-custom-color\">Not Covered<\/span><\/td><\/tr><tr><td><\/td><td>Plant and Machinery  (Static)<\/td><td class=\"has-text-align-center\" data-align=\"center\">Covered<\/td><td class=\"has-text-align-center\" data-align=\"center\">Covered<\/td><\/tr><tr><td><\/td><td>Mobile Machines, Lifts, Hoists<\/td><td class=\"has-text-align-center\" data-align=\"center\">Covered<\/td><td class=\"has-text-align-center\" data-align=\"center\">Covered<\/td><\/tr><tr><td><\/td><td>Building\/Structure (Commercial\/Residential)<\/td><td class=\"has-text-align-center\" data-align=\"center\"><span class=\"has-inline-color has-custom-color\">Not Covered<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\">Covered<\/td><\/tr><tr><td><\/td><td>Renovations<\/td><td class=\"has-text-align-center\" data-align=\"center\"><span class=\"has-inline-color has-custom-color\">Not Covered<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\">Covered<\/td><\/tr><tr><td><\/td><td>Renovations (not part of structure)<\/td><td class=\"has-text-align-center\" data-align=\"center\">Covered<\/td><td class=\"has-text-align-center\" data-align=\"center\">Covered<\/td><\/tr><tr><td><\/td><td>General Contents <\/td><td class=\"has-text-align-center\" data-align=\"center\"><span class=\"has-inline-color has-custom-color\">Not Covered<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\">Covered<\/td><\/tr><tr><td><\/td><td>Stocks, Inventory, Goods for Sale<\/td><td class=\"has-text-align-center\" data-align=\"center\"><span class=\"has-inline-color has-custom-color\">Not Covered<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\">Covered<\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-3907ad9 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3907ad9\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2df7d62 elementor-invisible\" data-id=\"2df7d62\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e133087 elementor-widget elementor-widget-heading\" data-id=\"e133087\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">All Risks Coverage for Stocks, Inventory and Goods for Sale<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3bb12f0 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"3bb12f0\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6cad556 elementor-widget elementor-widget-text-editor\" data-id=\"6cad556\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>An All Risks policy does not cover inventory of goods and stocks. Stored goods for sale, transit or production are covered by the\u00a0Inventory, Goods and Stocks Insurance.\u00a0This special all risks insurance for stored goods, covers various types of perils and risks on inventories in storage, including equipment failure and perishable goods, and other perils which are not covered by\u00a0Fire Insurance plans.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-049f13d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"049f13d\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6d59810\" data-id=\"6d59810\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f1a8a53 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"f1a8a53\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Comparison of Perils Covered by All Risks Insurance and Fire Insurance<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cbdb1ea elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"cbdb1ea\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cc9a57e elementor-widget elementor-widget-text-editor\" data-id=\"cc9a57e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>The table below show the differences in risky events and perils coverage by these two of insurance policies. These risks can happen anywhere and anytime.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-053a4e1 elementor-widget elementor-widget-image\" data-id=\"053a4e1\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img width=\"768\" height=\"513\" src=\"https:\/\/lifestages.com.my\/wp-content\/uploads\/2022\/05\/burglary-scaled-1.jpg\" class=\"attachment-large size-large\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/lifestages.com.my\/wp-content\/uploads\/2022\/05\/burglary-scaled-1.jpg 768w, https:\/\/lifestages.com.my\/wp-content\/uploads\/2022\/05\/burglary-scaled-1-300x200.jpg 300w, https:\/\/lifestages.com.my\/wp-content\/uploads\/2022\/05\/burglary-scaled-1-18x12.jpg 18w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c9784c1 elementor-widget elementor-widget-text-editor\" data-id=\"c9784c1\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td>\u00a0<\/td><td><strong>Perils Covered<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>All Risks Insurance<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>Fire Insurance<\/strong><\/td><\/tr><tr><td>\u00a0<\/td><td>Fire<\/td><td class=\"has-text-align-center\" data-align=\"center\">Covered<\/td><td class=\"has-text-align-center\" data-align=\"center\">Covered<\/td><\/tr><tr><td>\u00a0<\/td><td>Lightning Strike<\/td><td class=\"has-text-align-center\" data-align=\"center\">Covered<\/td><td class=\"has-text-align-center\" data-align=\"center\">Covered<\/td><\/tr><tr><td>\u00a0<\/td><td>Domestic Gas Explosion<\/td><td class=\"has-text-align-center\" data-align=\"center\">Covered<\/td><td class=\"has-text-align-center\" data-align=\"center\">Covered<\/td><\/tr><tr><td>\u00a0<\/td><td>Theft<\/td><td class=\"has-text-align-center\" data-align=\"center\">Covered<\/td><td class=\"has-text-align-center\" data-align=\"center\"><span class=\"has-inline-color has-custom-color\">Not Covered<\/span><\/td><\/tr><tr><td>\u00a0<\/td><td>Accidental Damage<\/td><td class=\"has-text-align-center\" data-align=\"center\">Covered<\/td><td class=\"has-text-align-center\" data-align=\"center\"><span class=\"has-inline-color has-custom-color\">Not Covered<\/span><\/td><\/tr><\/tbody><\/table><\/figure>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-df28f1b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"df28f1b\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6125c7d\" data-id=\"6125c7d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c37dd8f elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"c37dd8f\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Special Perils to be Optionally Selected<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-367b772 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"367b772\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e9e5a43 elementor-widget elementor-widget-text-editor\" data-id=\"e9e5a43\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>The table below shows the optional special perils that can be covered by these two insurance policies. These are optional, as these risks are situational requirements based on location or business operational environment and setup.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4121f93 elementor-widget elementor-widget-image\" data-id=\"4121f93\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img width=\"800\" height=\"500\" src=\"https:\/\/lifestages.com.my\/wp-content\/uploads\/2022\/01\/books-damaged-291221.jpg\" class=\"attachment-large size-large\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/lifestages.com.my\/wp-content\/uploads\/2022\/01\/books-damaged-291221.jpg 800w, https:\/\/lifestages.com.my\/wp-content\/uploads\/2022\/01\/books-damaged-291221-300x188.jpg 300w, https:\/\/lifestages.com.my\/wp-content\/uploads\/2022\/01\/books-damaged-291221-768x480.jpg 768w, https:\/\/lifestages.com.my\/wp-content\/uploads\/2022\/01\/books-damaged-291221-18x12.jpg 18w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-00da5f5 elementor-widget elementor-widget-text-editor\" data-id=\"00da5f5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td><\/td><td><strong>Additional Special Perils Coverage Options<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>Selection for Both All Risks Insurance nd Fire insurance<\/strong><\/td><\/tr><tr><td><\/td><td>Aircraft Damage<\/td><td class=\"has-text-align-center\" data-align=\"center\">Selectable Option<\/td><\/tr><tr><td><\/td><td>Earthquake, Volcanic Eruption<\/td><td class=\"has-text-align-center\" data-align=\"center\">Selectable Option<\/td><\/tr><tr><td><\/td><td>Storm, Tempest<\/td><td class=\"has-text-align-center\" data-align=\"center\">Selectable Option<\/td><\/tr><tr><td><\/td><td>Flood<\/td><td class=\"has-text-align-center\" data-align=\"center\">Selectable Option<\/td><\/tr><tr><td><\/td><td>Explosion \u2013 Industrial without boilers<\/td><td class=\"has-text-align-center\" data-align=\"center\">Selectable Option<\/td><\/tr><tr><td><\/td><td>Explosion \u2013 Industrial\/Non Industrial with boilers<\/td><td class=\"has-text-align-center\" data-align=\"center\">Selectable Option<\/td><\/tr><tr><td><\/td><td>Explosion \u2013 Non Industrial without boilers<\/td><td class=\"has-text-align-center\" data-align=\"center\">Selectable Option<\/td><\/tr><tr><td><\/td><td>Impact Damage (Excluding Insured\u2019s Vehicle)<\/td><td class=\"has-text-align-center\" data-align=\"center\">Selectable Option<\/td><\/tr><tr><td><\/td><td>Impact Damage (Including Insured\u2019s Vehicle)<\/td><td class=\"has-text-align-center\" data-align=\"center\">Selectable Option<\/td><\/tr><tr><td><\/td><td>Bursting\/Overflowing of Water Tanks\/Pipes (&gt;5 storeys)<\/td><td class=\"has-text-align-center\" data-align=\"center\">Selectable Option<\/td><\/tr><tr><td><\/td><td>Bursting\/Overflowing of Water Tanks\/Pipes (others)<\/td><td class=\"has-text-align-center\" data-align=\"center\">Selectable Option<\/td><\/tr><tr><td><\/td><td>Riot, Strike &amp; Malicious Damage<\/td><td class=\"has-text-align-center\" data-align=\"center\">Selectable Option<\/td><\/tr><tr><td><\/td><td>Bush\/Lalang Fire<\/td><td class=\"has-text-align-center\" data-align=\"center\">Selectable Option<\/td><\/tr><tr><td><\/td><td>Subsidence &amp; Landslip (Standard Cover)<\/td><td class=\"has-text-align-center\" data-align=\"center\">Selectable Option<\/td><\/tr><tr><td><\/td><td>Spontaneous Combustion (Fire Only)<\/td><td class=\"has-text-align-center\" data-align=\"center\">Selectable Option<\/td><\/tr><tr><td><\/td><td>Spontaneous Combustion (Full Cover)<\/td><td class=\"has-text-align-center\" data-align=\"center\">Selectable Option<\/td><\/tr><tr><td><\/td><td>Damage by Falling Trees or Branches<\/td><td class=\"has-text-align-center\" data-align=\"center\">Selectable Option<\/td><\/tr><tr><td><\/td><td>Sprinkler Leakage (Building)<\/td><td class=\"has-text-align-center\" data-align=\"center\">Selectable Option<\/td><\/tr><tr><td><\/td><td>Sprinkler Leakage (Contents)<\/td><td class=\"has-text-align-center\" data-align=\"center\">Selectable Option<\/td><\/tr><tr><td><\/td><td>Electrical Installations<\/td><td class=\"has-text-align-center\" data-align=\"center\">Selectable Option<\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-eca6c50 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"eca6c50\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d4b7d38 elementor-invisible\" data-id=\"d4b7d38\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9426bb5 elementor-widget elementor-widget-heading\" data-id=\"9426bb5\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">All Risks Policy Coverage and Premium Calculation<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4b80ec1 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"4b80ec1\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0ba4d3a elementor-widget elementor-widget-text-editor\" data-id=\"0ba4d3a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><strong class=\"schema-faq-question\">What is an All Risks Insurance Policy?<\/strong><\/p><p class=\"schema-faq-answer\">An All Risks Insurance Policy is designed to provide funds to repair, replace or make good on damages to business operations. These are damages to industrial plants, tools, machinery, equipment, fittings, computers and office fixtures, resulting from fire, lightning, domestic gas explosions, theft, accidents and other optionally selected perils such as storms, floods, bushfire, leakages and many more other perils. See the comprehensive list of perils as listed in the table of additional perils above.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ecada10 elementor-widget elementor-widget-text-editor\" data-id=\"ecada10\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><strong class=\"schema-faq-question\">What is the All Risks Insurance Premium Calculation and Claim Process?<\/strong><\/p><p class=\"schema-faq-answer\">The insurance proposal form will ask for All Risks compliance requirements and what exactly is the coverage of damages and perils to be covered. These proposal forms will differ significantly between insurance companies and their policies\u2019 fine print. Get a reliable\u00a0general business insurance agent\u00a0to guide you on creating, comparing and evaluating the insurance proposals from different insurers.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-478f8a5 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"478f8a5\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-595cbff\" data-id=\"595cbff\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-50d1b2a elementor-widget elementor-widget-heading\" data-id=\"50d1b2a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Request for Quotation<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0d34052 elementor-widget elementor-widget-text-editor\" data-id=\"0d34052\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Medical, Life and Group Insurance\u00a0<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b62fce1 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"b62fce1\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8fd8572 elementor-widget elementor-widget-shortcode\" data-id=\"8fd8572\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-shortcode\"><div class=\"wpforms-container\" id=\"wpforms-1983\"><form id=\"wpforms-form-1983\" class=\"wpforms-validate wpforms-form\" data-formid=\"1983\" method=\"post\" enctype=\"multipart\/form-data\" action=\"\/zh\/wp-json\/wp\/v2\/pages\/3803\" data-token=\"7937bc87c52bf735949dadd008974ae7\" data-trp-original-action=\"\/zh\/wp-json\/wp\/v2\/pages\/3803\"><noscript class=\"wpforms-error-noscript\">\u8bf7\u5728\u6d4f\u89c8\u5668\u4e2d\u542f\u7528JavaScript\u6765\u5b8c\u6210\u6b64\u8868\u5355\u3002<\/noscript><div class=\"wpforms-field-container\"><div id=\"wpforms-1983-field_3-container\" class=\"wpforms-field wpforms-field-checkbox\" data-field-id=\"3\"><label class=\"wpforms-field-label\" for=\"wpforms-1983-field_3\">Select which items you would like to get proposals for.<\/label><ul id=\"wpforms-1983-field_3\"><li class=\"choice-1 depth-1\"><input type=\"checkbox\" id=\"wpforms-1983-field_3_1\" name=\"wpforms[fields][3][]\" value=\"Medical Card\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-1983-field_3_1\">Medical Card<\/label><\/li><li class=\"choice-2 depth-1\"><input type=\"checkbox\" id=\"wpforms-1983-field_3_2\" name=\"wpforms[fields][3][]\" value=\"Life Insurance\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-1983-field_3_2\">Life Insurance<\/label><\/li><li class=\"choice-3 depth-1\"><input type=\"checkbox\" id=\"wpforms-1983-field_3_3\" name=\"wpforms[fields][3][]\" value=\"Critical Illness Insurance\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-1983-field_3_3\">Critical Illness Insurance<\/label><\/li><li class=\"choice-4 depth-1\"><input type=\"checkbox\" id=\"wpforms-1983-field_3_4\" name=\"wpforms[fields][3][]\" value=\"Lady Insurance\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-1983-field_3_4\">Lady Insurance<\/label><\/li><li class=\"choice-5 depth-1\"><input type=\"checkbox\" id=\"wpforms-1983-field_3_5\" name=\"wpforms[fields][3][]\" value=\"Baby Insurance\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-1983-field_3_5\">Baby Insurance<\/label><\/li><li class=\"choice-6 depth-1\"><input type=\"checkbox\" id=\"wpforms-1983-field_3_6\" name=\"wpforms[fields][3][]\" value=\"Personal Accident Insurance\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-1983-field_3_6\">Personal Accident Insurance<\/label><\/li><\/ul><\/div><div id=\"wpforms-1983-field_4-container\" class=\"wpforms-field wpforms-field-name\" data-field-id=\"4\"><label class=\"wpforms-field-label\" for=\"wpforms-1983-field_4\">Name <span class=\"wpforms-required-label\">*<\/span><\/label><div class=\"wpforms-field-row wpforms-field-medium\"><div class=\"wpforms-field-row-block wpforms-first wpforms-one-half\"><input type=\"text\" id=\"wpforms-1983-field_4\" class=\"wpforms-field-name-first wpforms-field-required\" name=\"wpforms[fields][4][first]\" required><label for=\"wpforms-1983-field_4\" class=\"wpforms-field-sublabel after\">\u524d\u4e00\u9875<\/label><\/div><div class=\"wpforms-field-row-block wpforms-one-half\"><input type=\"text\" id=\"wpforms-1983-field_4-last\" class=\"wpforms-field-name-last wpforms-field-required\" name=\"wpforms[fields][4][last]\" required><label for=\"wpforms-1983-field_4-last\" class=\"wpforms-field-sublabel after\">\u540e\u4e00\u9875<\/label><\/div><\/div><\/div><div id=\"wpforms-1983-field_5-container\" class=\"wpforms-field wpforms-field-email\" data-field-id=\"5\"><label class=\"wpforms-field-label\" for=\"wpforms-1983-field_5\">Email <span class=\"wpforms-required-label\">*<\/span><\/label><input type=\"email\" id=\"wpforms-1983-field_5\" class=\"wpforms-field-medium wpforms-field-required\" name=\"wpforms[fields][5]\" required><\/div><div id=\"wpforms-1983-field_6-container\" class=\"wpforms-field wpforms-field-phone\" data-field-id=\"6\"><label class=\"wpforms-field-label\" for=\"wpforms-1983-field_6\">Phone<\/label><input type=\"tel\" id=\"wpforms-1983-field_6\" class=\"wpforms-field-medium wpforms-smart-phone-field\" data-rule-smart-phone-field=\"true\" name=\"wpforms[fields][6]\" ><\/div><\/div><div class=\"wpforms-submit-container\"><input type=\"hidden\" name=\"wpforms[id]\" value=\"1983\"><input type=\"hidden\" name=\"wpforms[author]\" value=\"1\"><button type=\"submit\" name=\"wpforms[submit]\" id=\"wpforms-submit-1983\" class=\"wpforms-submit\" aria-live=\"assertive\" value=\"wpforms-submit\">Submit<\/button><\/div><input type=\"hidden\" name=\"trp-form-language\" value=\"zh\"\/><\/form><\/div>  <!-- .wpforms-container --><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>All Risks Insurance Coverage and Plans in Malaysia All Risks Insurance In Malaysia, All Risks Insurance is used and applied in reference to\u00a0business operations assets. This is different from\u00a0project work and assets coverage. All Risks Insurance Coverage All Risks coverage plans covers damages to items and damages caused by specific perils faced by businesses and &hellip;<\/p>\n<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/lifestages.com.my\/zh\/all-risks-insurance-coverage-and-plans-in-malaysia\/\"> <span class=\"screen-reader-text\">All Risks Insurance Coverage and Plans in Malaysia<\/span> Read More \u00bb<\/a><\/p>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"om_disable_all_campaigns":false},"_links":{"self":[{"href":"https:\/\/lifestages.com.my\/zh\/wp-json\/wp\/v2\/pages\/3803"}],"collection":[{"href":"https:\/\/lifestages.com.my\/zh\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/lifestages.com.my\/zh\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/lifestages.com.my\/zh\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/lifestages.com.my\/zh\/wp-json\/wp\/v2\/comments?post=3803"}],"version-history":[{"count":63,"href":"https:\/\/lifestages.com.my\/zh\/wp-json\/wp\/v2\/pages\/3803\/revisions"}],"predecessor-version":[{"id":3869,"href":"https:\/\/lifestages.com.my\/zh\/wp-json\/wp\/v2\/pages\/3803\/revisions\/3869"}],"wp:attachment":[{"href":"https:\/\/lifestages.com.my\/zh\/wp-json\/wp\/v2\/media?parent=3803"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}