AIA A-Life Lady360 Lady Insurance Plan
This AIA A-Life Lady360 is a lady insurance plan. It covers female cancers, pregnancy, newborn baby, retirement needs as well as certain medical treatments.
AIA A-Life Lady360 Lady Insurance Plan
This plan is a customized insurance plan for women. This plan is underwritten and issued by AIA Malaysia.
This plan is for women who can be single, married, with children or entering menopause or retiring. The proceeds from this plan give the modern woman financial protection for female critical illnesses, complications, newborn babies and children with birth defects, disability and retirement needs.
The plan covers up to 80 years old. Plan entry age is from 16 to 45 years old. Coverage amount ranges from RM50,000 to RM300,000.
AIA A-Life Lady360 Waiting Periods
Most insurance plans and policies have waiting periods. This is about any signs or symptoms of the disease condition for the covered conditions. From signup to appearance of the signs and symptoms of the health conditions.
If the disease signs or symptoms appear during the waiting period, then the benefit will most likely not be given. So the advice is to get this coverage as soon as possible to avoid the waiting period impact.
| Coverage | Waiting Period |
| Female Cancer | 60 days |
| SLE with Severe Kidney Complications | 30 days |
| Female Care Benefit | 60 days |
| Menopause Treatment | 1 year |
| Pregnancy Benefit | 1 year |
AIA A-Life Lady360 Basic Life Benefit
The basic benefit is death or total and permanent disability (TPD) where 100% of coverage amount or cash value is given. Which ever amount higher is given.
AIA A-Life Lady360 Female Cancer Coverage
The following female cancers are covered
- Breast Cancer
- Cervix Uteri Cancer
- Uterus Cancer
- Fallopian Tube Cancer
- Vulva/Vagina Cancer
- Ovarian Cancer
On diagnosis of early stage cancer with carcinoma in situ. 50% of the coverage amount is paid out. This coverage is reset to 100%, 12 months after diagnosis. There are other payout situations.
Systemic Lupus Erythematosus (SLE)
This autoimmune disease affects more women than men. This AIA A-Life Lady360 is one of the AIA insurance plans that cover for complications from this disease.
AIA A-Life Lady360 Female Care Benefit
This plan provides financial coverage for the following treatments specific for woman:
- Removal of Female Organs
- Reconstructive Surgery of Female Organs
- Osteoporotic Fracture of the Hip or Vertebrae
- Severe Rheumatoid Arthritis
- Facial Reconstructive Surgery due to accident or cancer
- Skin Grafting due to accident or cancer
- Medical Complications due to elective cosmetic surgery
- Menopause treatment
- Psychotherapy Treatment
AIA A-Life Lady360 Insurance Plans
This is a women’s personal insurance plan from AIA Insurance.
- A-Life Lady360 provides you comprehensive coverage up to the age 80.
- Comprehensive female cancer financial protection.
- Childbirth cash rewards claimable with the child’s birth certificate.
- Collect back the maturity benefit at 150% of coverage amount.
AIA A-Life Lady360 Pregnancy Benefits
AIA A-Life Lady360 plan covers for the following pregnancy situations. This coverage is up to the age of 45:
- Disseminated Intravascular Coagulation
- Molar Pregnancy
- Ectopic Pregnancy
- Eclampsia
- Late Miscarriage
- Death of Foetus
- Abruptio Placentae
- Amniotic Fluid Embolism
- Acute Fatty Liver of Pregnancy (AFLP) during pregnancy
- Placenta Increta/Perceta
Know that these conditions are a possibility and that’s why the pregnant lady needs to have regular medical checkups with the doctor. The doctors can detect these conditions if they occur.
And take steps to manage these conditions. Keep an eye on the insurance plan waiting periods. For pregnancy benefits, its one year. AIA is there for you with coverage to get an early start for these situations. Ask you life planner of the full maternity, pregnancy coverage and plans details.
AIA Baby Care Benefits
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