Investment Linked Life Insurance
What is Investment Linked Life Insurance?
AIA Investment Linked Life Insurance
Signature Beyond 2
AIA Investment Linked Life Insurance – Signature Beyond 2
The price shown is the starting monthly premium price. This is a life insurance plan to protect your family’s finances. The best life insurance plan for a total coverage of life’s risks:
- Death benefit
- Total and Permanent Disability (TPD)
- Critical Illness Coverage with Reset Capability
- Accidental death coverage 200% payout
- Accidental death coverage in a lift or public transportation 300% payout
- Accidental death coverage from a natural disaster 600% payout
- Higher maturity cash value
Investment Linked Insurance
This investment linked life insurance policy plan is linked to investment funds run by professional fund managers to deliver higher returns. The best insurance investment plans with AIA include the AIA Infinite and AIA Signature Beyond product plans.
The investment-linked life insurance plan starts with a higher baseline coverage amount of RM500,000 and subject to a maximum of RM4 million without a medical checkup. And further can go on to any amount as you need, subject to underwriting.
Families or businesses seeking to protect their financial strength and financial legacies often choose this option.
Why do we need Investment Linked Life Insurance?
The policyholder gets their savings back once the term of the insurance expires during their lifetime. This is similar to a whole life insurance plan, except that it provides a significantly higher return on the premiums paid. And the premiums need only be paid for a certain period of time. Call us for further details.
This is a protection for your family. If the insured person dies or is disabled during the period this insurance policy is in force, then the listed beneficiary gets the sum assured. A company can use this policy for its keyman insurance plan. Maximum age covered is 100 years old.
The benefits of this policy are:
- Estate planning
- Covers funeral and related expenses
- Financial security for the family to cover short term cash flow gaps
- Cash returns on expiry of the policy
What is the coverage provided by Investment Linked Life Insurance?
This investment-linked insurance is a comprehensive and permanent life insurance plan. It covers death and total permanent disability (TPD) of the insured. The sum assured is payable subject to terms and conditions. It is a suitable plan to be used for a business keyman insurance policy.
AIA Bhd has two investment-linked life insurance plans. A-Life Signature Beyond and A-Life Infinite plans. Get in touch with us to understand the differences between these two plans. There is a flexibility to choose options and plans that make the best financial benefit for you.
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Medical, Life and Group Insurance